These "Terms of Use" set forth the terms and conditions that apply to your use of www.KlarenCapital.com (the "Web Site"). By using the Web Site (other than to read this page for the first time), you agree to comply with all of the Terms of Use set forth herein. The right to use the Web Site is personal to you and is not transferable to any other person or entity. If you do not agree to these Terms of Use, do not access this Web Site. Klaren Capital reserves the right to change these Terms of Use which you are responsible for regularly reviewing and your continued use of this web site constitutes agreement to all such changes. You can send e-mail to Klaren Capital with any questions relating to these Terms of Use at info@klarencapital.com.
Copyrights and Trademarks
A. All materials contained on the Web Site are Copyright Klaren Capital, LLC. All rights reserved.
B. No person is authorized to use, copy or distribute any portion the Web Site including related graphics.
C. Klaren Capital and other trademarks and/or service marks (including logos and designs) found on the Web Site are trademarks/service marks that identify Klaren Capital and the goods and/or services provided by Klaren Capital. Such marks may not be used under any circumstances without the prior written authorization of Klaren Capital.
Links to Third-Party Web Site
Klaren Capital may provide hyperlinks to third-party web sites as a convenience to users of the Web Site. Klaren Capital does not control third-party web sites and is not responsible for the contents of any linked-to, third-party web sites or any hyperlink in a linked-to web site. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Klaren Capital of any information contained in any third party web site. In no event shall Klaren Capital be responsible for the information contained on that site or your use of or inability to use such site. You should also be aware that the terms and conditions of such site and the site's privacy policy may be different from those applicable to your use of this web site.
Web Site Security
You are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. Klaren Capital will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
Securities Products
None of the information contained in this web site constitutes a recommendation, solicitation or offer by Klaren Capital or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. The information contained in this web site has been prepared without reference to any particular user's investment requirements or financial situation. Certain transactions give rise to substantial risk and are not suitable for all investors. Prior to the execution of any transaction by you involving information you received from this web site, you should consult your business advisor, attorney and tax and accounting advisors with respect to the price, suitability, value, risk or other aspects of any stock, mutual fund, security or other investment. Pricing and other information generated through the use of data or services made available herein may not reflect actual prices or values that would be available in the market at the time provided or at the time that the user may want to purchase or sell a particular security or other instrument. The information and services provided on this web site are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where Klaren Capital is not authorized to provide such information or services. Some products and services described in this web site may not be available in all jurisdictions or to all clients.
Mortgage rates Tools
These are calculation tools, not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary. Neither Klaren Capital nor VMSI can guarantee the accuracy of published rates.
Mortgage Market Volatility
Neither Klaren Capital nor VMSI is liable for changes in the market that change buyer/seller conditions.
No Representations or Warranties; Limitations on Liability
The information and materials on the Web Site could include technical inaccuracies or typographical errors. Changes are periodically made to the information contained herein. Klaren Capital MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THE WEB SITE, ALL OF WHICH IS PROVIDED ON A STRICTLY "AS IS" BASIS, WITHOUT WARRANTY OF ANY KIND AND HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES WITH REGARD TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THE WEB SITE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES SHALL THE SITE OWNER OR PUBLISHER BE LIABLE UNDER ANY THEORY OF RECOVERY, AT LAW OR IN EQUITY, FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, SPECIAL, DIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO LOSS OF USE OR LOST PROFITS), ARISING OUT OF OR IN ANY MANNER CONNECTED WITH THE USE OF INFORMATION OR SERVICES, OR THE FAILURE TO PROVIDE INFORMATION OR SERVICES, FROM THE WEB SITE.
Regulatory Disclosures
Klaren Capital, LLC is a registered investment adviser under the jurisdiction of the State of Virginia with its principal place of business located in Charlottesville, VA. Klaren Capital is in compliance with the current notice filing requirements imposed upon State of Virginia registered investment advisers by those states in which Klaren Capital maintains clients. Klaren Capital may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements.
This Web site is limited to the dissemination of general information pertaining to Klaren Capital's investment advisory/management services. Any subsequent, direct communication by Klaren Capital with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Klaren Capital, please contact Klaren Capital or refer to the Investment Adviser Public Disclosure web site www.adviserinfo.sec.gov .
For additional information about Klaren Capital including fees, services provided, or to receive a copy of our Form ADV, please contact us. Please read the disclosure statement carefully before you invest or send money.
Custody and clearing services are provided by Fidelity Brokerage Services, LLC. Members NYSE/SIPC.
Business Continuity Planning Information
To our Clients and Prospective Clients:
As part of our ongoing commitment to inform and engage our clients, we would like to give you an update on Klaren Capital’s Business Continuity Planning ("BCP") Program.
To read the remainder of this notice please download this PDF.
USA PATRIOT Act Notice
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT OR ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual or institution that opens an account or establishes a customer relationship with Klaren Capital.
What this means: If you enter into a new customer relationship with Klaren Capital, the Firm will ask for your name, address, date of birth (as applicable) and other identification information. This information will be used to verify your identity. As appropriate, the Firm may, in its discretion, ask for additional documentation or information. If all required documentation or information is not provided, Klaren Capital may be unable to open an account at its custodian, Fidelity Investments, or establish a relationship with you.
Legal Disclaimer
Depending on your specific investment objectives and financial position, the investments discussed or recommended in this Web site may or may not be suitable for you. It is up to you to weigh any decision carefully. Past performance is not necessarily a guide to future performance and is no guarantee of future results. Income from investments may fluctuate. The price or value of any investment identified directly or indirectly in this Web site may fall or rise against your interests and the interests of other investors.
Opinions, where and when expressed, are subject to change without notice. Information was obtained from sources considered reliable, but no representation is made as to its accuracy.
Investment Advisor's Act of 1940
Unlike a broker/dealer, we are regulated by the Investment Advisor's Act of 1940. This means we have a fiduciary responsibility to our clients, and must always act on behalf of our clients and their best interest.